Since 1975, Horsley Real Estate has been an integral part of this beautiful coastal region. Our deep roots and local expertise allow us to showcase the best of what our communities have to offer, from stunning waterfront properties to charming historic homes.
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Get To Know Our Local Communities in The Greater Chesapeake Bay Area
At Horsley Real Estate, our commitment extends beyond property transactions. We're proud supporters of local charities, active participants in community organizations, and recipients of numerous awards recognizing our service. Our success is measured not just in sales, but in the strength and vibrancy of the communities we serve.
We are more than just your realtors, we're your neighbors!
We know the area - it’s our backyard!
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Explore Our Locations
Covering all the Northern Neck & Middle Peninsula, our office locations are staffed with local experts ready to guide you through the unique real estate landscape of Virginia's Chesapeake Bay region.
Click on a location to learn more about each vibrant community and don't hesitate to reach out, we would love to assist you in your real estate needs.
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Kilmarnock Office
Our newest addition, located in the heart of downtown Kilmarnock. This office provides easy access to local amenities and serves the scenic waterways of Lancaster County.
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89 S. Main Street
Kilmarnock, VA 22482
office: (804) 435-2644
Urbanna Office
Our original location, now housed in a beautiful Southern-style brick colonial. Serving the charming waterfront town of Urbanna and Middlesex County, known for its annual Oyster Festival.
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61 cross street
urbanna, va 23135
office: (804) 758-2430
White Stone Office
Situated in picturesque Lancaster County, our White Stone office serves an area renowned for its stunning waterways and rich history. Currently under renovation, our team continues to provide exceptional service from our nearby Kilmarnock location.
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68 Rappahannock Dr
White Stone, VA 22578
Deltaville Office
Situated on a beautiful peninsula, our Deltaville office specializes in waterfront properties. Ideal for boating enthusiasts looking for access to the Rappahannock and Piankatank rivers and the Chesapeake Bay.
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17229 General Puller Hwy
Deltaville, VA 23043
office: (804) 776-9297
Mathews Office
Nestled in a charming county known for its lack of stoplights, our Mathews office serves an area rich in history and natural beauty. Perfect for those seeking waterfront properties or historic homes.
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208 Main Street
Mathews, VA 23109
office: (804) 725-5680
- Irvington: A quaint village of 670, known for Carter's Creek and the luxurious Tides Inn.
- Kilmarnock: With 1,200 residents, it offers great waterways, shops, and the Scottish-inspired Steptoe District.
- White Stone: Gateway to the lower Northern Neck, featuring the iconic Robert O. Norris bridge.
Lancaster County is a water lover's paradise, with numerous beautiful waterways off the Chesapeake Bay. The Rappahannock River, Fleets Bay, and the Corrotoman River branches offer deep anchorages, protected waters, and breathtaking views.
Known for its rich history, including ties to Mary Ball Washington, the area delights visitors with local shops, fresh seafood, and year-round activities. Its strategic location puts it just over an hour from Richmond, Williamsburg, and Newport News, and about two hours from Virginia Beach, Northern Virginia, and Charlottesville.
For more local insights and events, visit Virginia's River Realm website.
Lancaster County
about the area
areas in lancaster county:
White Stone, Irvington, Kilmarnock, Upper Lancaster, Weems, Lively, Morattico, Ottoman, Merry Point.
bodies of water:
Chesapeake Bay, Fleets Bay, Rappahannock River, Eastern & Western Branch of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, Antipoison Creek.
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source: virginiavacationguide.com
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- Urbanna: A historic port town famous for its annual Oyster Festival and beautiful waterfront.
- Deltaville: Known as the "Boating Capital of the Chesapeake Bay" with its many marinas and sailing opportunities.
- Saluda: The county seat, offering a blend of history and small-town appeal.
Middlesex County is a water lover's paradise, with numerous beautiful waterways off the Chesapeake Bay. The Rappahannock River, Piankatank River, and North River offer deep anchorages, protected waters, and breathtaking views. Well-known creeks include Robinson Creek and Wilton Creek, among many others.
The area is renowned for its waterfront properties, from cozy getaways to luxurious estates. With easy access to Fishing Bay, Stingray Point, and Hartfield, Middlesex County offers a variety of lifestyle options for those seeking coastal living.
Known for its rich maritime history and thriving oyster industry, the area delights visitors and residents alike with local shops, fresh seafood, and year-round water activities. Its strategic location provides a perfect balance of peaceful coastal living with proximity to larger cities in the region.
For more local insights and events, visit the Middlesex County tourism website.
Middlesex County
about the area
areas in middlesex county:
Urbanna, Deltaville, Saluda, Hartfield, Topping, Wake, Hardyville, Church View, Remlik, Jamaica
bodies of water:
Chesapeake Bay, Rappahannock River, Piankatank River, North River, Fishing Bay, Robinson Creek, Wilton Creek, Urbanna Creek, Jackson Creek, Broad Creek, Moore's Creek, Lagrange Creek, Whiting Creek, Meachim Creek
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source: marinas.com
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- 214 miles of waterfront, including the Chesapeake Bay, Piankatank River, North and East Rivers, and Mobjack Bay
- Gwynn's Island: A popular boating and fishing spot with a public boat ramp, museum, and campground
- New Point Comfort Lighthouse: The third oldest lighthouse in the Chesapeake Bay
Mathews County is a paradise for water enthusiasts, offering ideal conditions for boating, kayaking, and fishing. The area is steeped in history, featuring sites like Christ Episcopal Church, Fort Nonsense, and Tompkins Cottage.
The historic Mathews Courthouse area delights visitors with unique gift shops, antique stores, and local eateries. Annual events like the Tour de Chesapeake and Mathews Market Days showcase the county's vibrant community spirit.
Whether you're seeking waterfront living, a deep dive into history, or a peaceful retreat, Mathews County offers a perfect blend of coastal charm and small-town appeal.
Mathews County
about the area
areas in mathews county:
Mathews, Hudgins, Cobbs Creek, North, Gwynn, Foster, Moon, Bohannon, Port Haywood, Bavon, Susan.
bodies of water:
Chesapeake Bay, Piankatank River, North River, East River, Mobjack Bay, Hills Bay, Milford Haven, Cobbs Creek, Queens Creek, Stutts Creek, Horn Harbor, Winter Harbor.
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source: nps.gov
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- Miles of Chesapeake Bay and Potomac River frontage
- Reedville: A town rich in maritime history, home to the Chesapeake Bay Menhaden Fleet
- Heathsville: The county seat, featuring a historic district and Colonial-era Hughlett's Tavern
Northumberland County is a haven for water enthusiasts and nature lovers, offering ideal conditions for fishing, boating, and kayaking. The area's laid-back lifestyle and temperate climate have made it a popular retirement and vacation destination.
Local attractions include Indian Creek Yacht & Country Club, Good Luck Cellars, and Ditchley Cider Works. The county also boasts abundant shopping and dining options, particularly in the town of Kilmarnock, which stretches into neighboring Lancaster County.
With its blend of natural beauty, rich history, and modern amenities, Northumberland County offers the perfect setting for both visitors and residents to enjoy the best of Chesapeake Bay living.
Northumberland County
about the area
areas in Northumberland county:
Kilmarnock, Burgess, Callao, Heathsville, Lottsburg, Reedville, Wicomico Church.
bodies of water:
Chesapeake Bay, Ingram Bay, Potomac River, Great Wicomico River, Cockrell Creek, Dividing Creek, Indian Creek, Mill Creek, Tipers Creek.
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source: tripadvisor.com
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- Five rivers: North, Ware, Severn, York, and Piankatank
- Historic sites: Dr. Walter Reed's birthplace, Ware and Abingdon Churches, and the Colonial Court Circle
- Main Street: A treasure trove of unique shops and diverse dining options
Known as the "Daffodil Capital of the World," Gloucester celebrates its agricultural heritage with the annual Daffodil Festival. The Guinea Jubilee in September honors the county's watermen and seafood industry.
Gloucester's waterways provide excellent opportunities for fishing, boating, and kayaking, while its rural farmlands and historic plantations showcase its rich colonial past. The Route 17 corridor offers modern conveniences, including Riverside Walter Reed Hospital and a range of shopping options.
With its blend of natural beauty, historical significance, and proximity to Hampton Roads, Gloucester County truly lives up to its motto: "The land of the life worth living."
Gloucester County
about the area
areas in gloucester county:
Gloucester Courthouse, Gloucester Point, Hayes, Dutton, Woods Cross Roads, Bena, Achilles, Bellamy, Belroi, Clay Bank, Glass, Glenns, Harcum, Severn, Ware Neck, White Marsh.
bodies of water:
Chesapeake Bay, Piankatank River, Severn River, York River, Ware River, North River, Aberdeen Creek, Back Creek, Cedar Bush Creek, Dancing Creek, Ferry Creek, Timberneck Creek, Sarah Creek, Vaughan Creek.
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source: virginia.org
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- Colonial Beach: Known for its two-mile sandy beach, fishing pier, and yacht club
- Montross: The county seat, home to Northern Neck Ginger Ale and Coca-Cola Bottling Company
- Stratford Hall: Ancestral home of the Lee family, including General Robert E. Lee
Westmoreland County boasts a rich presidential heritage as the birthplace of George Washington and James Monroe. The area's historical significance is complemented by natural beauty, exemplified by Westmoreland State Park, which spans 1,300 acres along the Potomac River.
Local attractions include Ingleside Plantation Winery and numerous historical sites. The park offers diverse recreational opportunities with its shoreline, cabins, camping sites, beaches, pools, and hiking trails.
Blending historical treasures with natural beauty and modern amenities, Westmoreland County provides a unique living experience that honors its past while embracing the present.
Westmoreland County
about the area
areas in Westmoreland county:
Montross, Colonial Beach, Kinsale, Sandy Point, Coles Point, Nomini.
bodies of water:
Potomac River, Rappahannock River, Glebe Creek, Monroe Bay, Mattox Creek, Nomini Bay, Nomini Creek, Yeocomico River, Currioman Bay, Parkers Creek, Cabin Point Creek, Lower Machodoc Creek, Weatherall Creek, Kindle Creek, Shannon Branch, Gardner Creek, Buckner Creek, Machodoc Bay, Bonum Creek, Popes Creek & more…
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source: virginia.gov
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- Warsaw: The county seat and largest town, featuring shopping, dining, and Rappahannock Community College
- Rich historical sites: Grove Mount, Sabine Hall, and Mount Airy, all on the National Registry of Historic Places
- Menokin: Ancestral home of Francis Lightfoot Lee, host of the annual Menokin Bluegrass Festival
The Rappahannock River, the county's largest body of water, provides ample opportunities for boating, fishing, and kayaking. Nature enthusiasts can explore three National Wildlife Refuges, offering spectacular bird watching and hiking trails.
Richmond County's charm lies in its ability to preserve a slower pace of life while remaining accessible, located just an hour from the city of Richmond and two hours from Washington, D.C.
Richmond County
about the area
areas in richmond county:
Warsaw, Farnham, Haynesville, Sharps, Simonson.
bodies of water:
Rappahannock River, Farnham Creek, Lancaster Creek, Totuskey Creek.
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source: virginia.gov
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- Tappahannock: The county seat and largest town, featuring a variety of shopping, dining, and services
- Historical Walking Tour: Showcasing 17th-19th century buildings in Tappahannock
- St. Margaret's School: A private girls' school on the Rappahannock River, educating young women since 1921
The Rappahannock River is the crown jewel of Essex County, providing miles of waterfront, beautiful beaches, and excellent opportunities for boating and fishing. The annual Riverfest event celebrates the area's natural beauty and cultural heritage with arts, crafts, food, and entertainment.
Essex County's charm lies in its blend of small-town appeal and rural beauty, while remaining accessible. Located just 45 miles from Richmond and 100 miles from Washington D.C., it's about an hour's drive from both Williamsburg and Fredericksburg.
Essex County
about the area
areas in essex county:
Tappahannock, Bowler’s Wharf, Center Cross, Champlain, Dunnsville, Miller’s Tavern.
bodies of water:
Rappahannock River, Hoskins Creek, Mount Landing Creek, Occupacia Creek, Piscataway Creek.
learn more
source: virginia.gov
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press highlights
Urbanna
(804) 758-2430
61 Cross Street
Urbanna, VA 23175
White Stone
Re-Opening 2025
68 Rappahannock Dr
White Stone, VA 22578
Deltaville
(804) 776-9297
17229 General Puller Hwy
Deltaville, VA 23043
Mathews
(804) 725-5680
208 Main Street
Mathews, VA 23109
Kilmarnock
(804) 435-2644
89 S. Main Street
Kilmarnock, VA 22482
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Whether you're looking to buy, sell, or simply learn more about our beautiful region, the Horsley Real Estate team is here to help. Contact us today to experience the difference that local expertise and personalized service can make.
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© IsaBell K. Horsley Real Estate 2024. All Rights Reserved | Brand & Site Credit
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© IsaBell K. Horsley Real Estate 2024.
All Rights Reserved | Brand & Site Credit